• Victor Gonzalez is an Electronic Systems Engineer from ITESM. After completing his degree with a commendation-eligible GPA, Gonzalez worked at Hewlett-Packard Co. developing information systems and managing key accounts for the company
• In 1992 Mr. Gonzalez attended Yale University to study his Master of Management (MPPM/MBA), from which he graduated with honorable mention in Economics, Accounting and Financial Management in 1994. At Yale he worked hand-in-hand with Dr. Roger Ibbotson, Founder of Ibbotson Associates, to develop valuation models for companies in emerging markets
• In 1993, as part of his graduate degree curriculum, Mr. Gonzalez joined The First Boston Corporation, a global investment banking firm, later acquired and merged by Credit Suisse Group. During his career at First Boston/Credit Suisse he worked on various projects, from an IPO for an electricity distributor in Peru to the placement of $1.2 billion in bonds for Exelon Corp
• At the end of 2001, Mr. Gonzalez decided to return to Mexico to establish the Mergers and Acquisitions area of Ixe Grupo Financiero. At Ixe he advised Mexican and foreign companies in a variety of operations, including the purchase of a stake in Crédito Inmobiliario by GMAC RFC, the merger of Oceanteam with DeepOcean Group, and the real estate operation between Grupo Gigante and Soriana for USD$1,650 million
• In 2006, Mr. Gonzalez proposed and managed the integration of the Mergers and Acquisitions and Corporate Financing areas of Ixe Grupo Financiero
• In 2009, Mr. Gonzalez decided to become independent and found i-Structure, a leading investment banking firm in the structuring of securitizations for non-bank financial institutions in Mexico

• José María holds a Bachelor’s Degree in Economics with a concentration in Finance from the Independent Technological Institute of Mexico (ITAM)
• Prior to joining i-Structure, José María was part of the Debt Capital Markets team at Actinver, a Mexican financial group, where he structured a wide variety of debt placements backed by credit and lease agreements as well as future flows. In addition, he worked at Decide Soluciones Estratégicas as a consultant for long-term infrastructure projects and financial strengthening for different Mexican states
• Since the integration of José María to the team, he has led and coordinated the structuring and placement of twenty-three portfolio securitizations for a total amount exceeding MXN$17,500 million
• In addition, throughout his career as a banker he has been involved in a variety of operations, including:
  • Acquisition by Consubanco of Más Nómina, a subsidiary of Financiera Independencia
  • Fairness opinion extended to the governing bodies of a public real estate company in relation to the sale of a commercial property
  • Sale of 330,000 square foot stabilized industrial portfolio owned by El Florido California to Corporate Properties of the Americas (CPA)
  • Acquisition by Grisi Hnos. of the Hinds, Eclipsol and Capent brands from GlaxoSmithKline
  • Future flow securitizations of different types
  • Short- and long-term unsecured debt placements for companies in the financial, mortgage and retail sectors
  • Acquisition by Grisi Hnos. of the Pert, Funk, Chile’s y Fruit’t brands from Henkel
  • First debt issuance in the Mexican market through a listed-but-not-offered private placement for an amount of MXN$1,700 million

• Jorge graduated from the Independent Technological Institute of Mexico (ITAM) with a major in Business Administration and a concentration in Finance
• Before joining i-Structure as a Senior Associate in 2019, he worked in Citigroup’s Risk Management area in Mexico, participating in the credit evaluation and approval process for the bank’s middle-market segment
• Completed transactions in which Jorge has participated include:
  • Issuance of eleven mxAAA-rated public ABS for non-bank financial institutions in the local fixed income market for an aggregate amount in excess of MXN$7,000 million
  • Acquisition by Consubanco of Más Nómina, a subsidiary of Financiera Independencia
  • Fairness opinion extended to the governing bodies of a public real estate company in relation to the sale of a commercial property
  • Sale of 330,000 square foot stabilized industrial portfolio owned by El Florido California to Corporate Properties of the Americas (CPA)
  • Acquisition by Grisi Hnos. of the Hinds, Eclipsol and Capent brands from GlaxoSmithKline
  • Acquisition by Grisi Hnos. of the Pert, Funk, Chile’s y Fruit’t brands from Henkel

• Lucía holds a Bachelor’s degree in International Relations, with a minor in Global Politics, from the Universidad Iberoamericana, from which she graduated with honors
• She holds a Master’s degree in Communication and Political Marketing from the University of Alcalá de Henares; and a second Master’s degree in International Cooperation, Finance, and Development from the Università degli Studi di Roma (La Sapienza), graduating with honors with a research thesis focused on ESG financing in emerging markets
• Before joining i-Structure, she worked in the area of New Issuers at the Bolsa Institucional de Valores (BIVA), coordinating the efforts and relationship with potential issuers (corporate and NBFI’s) and allies in the stock market sector. Within BIVA, she was also in the Institutional and Government Relations area (2019 – 2021), where she attracted and followed up with government issuers and international organizations
• Prior to this, for 2 years, she was a senior consultant for a technical assistance program of the European Commission (EU – Mexico Sector Dialogues Support Facility), which aimed to facilitate and support high-level sectoral dialogues between Mexico and the European Union to strengthen the strategic partnership. She has deep knowledge in international projects, political lobbying and public diplomacy, as well as university teaching experience
• Lucia also served as technical secretary in the IMEF’s Financial Intermediation and Stock Market Committee in the 2021 period

• Heriberto graduated from the Independent Technological Institute of Mexico (ITAM) with a B.S in Economics and a minor in Finance
• Before joining i-Structure, Heriberto worked at Solver Capital, assisting with project evaluation and sensitivity analyses for various financial projects
• Completed transactions in which Heriberto has participated include:
  • Issuance of twelve mxAAA-rated public ABS for non-bank financial institutions in the local fixed income market for an aggregate amount in excess of MXN$6,200 million
  • First debt issuance in the Mexican market through a listed-but-not-offered private placement for an amount of Ps$1,700 million

• Javier holds a Bachelor’s Degree in Economics from the Independent Technological Institute of Mexico (ITAM)
• Before joining i-Structure, Javier worked at Inverwealth, an investment banking boutique, where he participated in valuation projects for companies in different sector and M&A transactions
• Completed transactions in which Javier has participated include:
  • Issuance of seven mxAAA-rated public ABS for non-bank financial institutions in the local fixed income market for an aggregate amount of MXN$5,000 million
  • Acquisition by Grisi Hnos. of the Pert, Funk, Chile’s y Fruit’t brands from Henkel

• Alejandro holds a Bachelor’s Degree in Finance from the Independent Technological Institute of Mexico (ITAM)
• Before joining i-Structure, Alejandro had an internship at Stellantis in the finance area
• Passed the CFA level I
• Completed transactions in which Alejandro has participated include:
  • Issuance of five mxAAA-rated public ABS for non-bank financial institutions in the local fixed income market for an aggregate amount in excess of MXN$3,900 million
  • First debt issuance in the Mexican market through a listed-but-not-offered private placement for an amount of Ps$1,700 million

Anahí holds a Bachelor’s Degree in Finance from Tecnológico de Monterrey. Prior to joining i-Structure, she worked as a Junior Analyst at Seale & Associates, an investment banking firm, where she participated in valuation projects of companies in different sectors and M&A transactions. She holds the “Bloomberg Market Concepts” certificate.

• Paulina is currently enrolled in a Bachelor’s Degree in Economics at the Universidad Panamericana (UP)
• She has attended courses at universities such as the University of Notre Dame and Georgetown University
• She holds the “Bloomberg Market Concepts” and “Economics for Capital Markets” certificates from the CFI
• Participates in the National Economic Observatory of the Universidad Panamericana
• Completed transactions in which Paulina has participated include:
  • Issuance of two mxAAA-rated public ABS for non-bank financial institutions in the local fixed income market for an aggregate amount in excess of MXN$1,000 million

• Fabrizio holds a Bachelor’s Degree in Economics from the Independent Technological Institute of Mexico (ITAM)
• Prior to joining i-Structure, he worked as an analyst at a Development Banking Institution. In addition, he was an intern in the tax area of KPMG Mexico
• CFA Level 1 Candidate
• Holds the “Bloomberg Market Concepts” certificate

• Before joining i-Structure, María Teresa worked as Office Manager for Ventura Capital privado, a private investment fund. She was in charge of managing the adaptation, operation and administration of their offices.
• She was responsible for the administration and coordination of the General Management office at Ixe Grupo Financiero.
• She was in charge of the Social Responsibility area at Fundación Azteca where she coordinated projects that promoted economic, social, educational and environmental development in Mexico.